3 1 10 Gong, Yuting Primary Author Liang, Jufang Primary Author Zhu, Jie Primary Author Jiang, Ning Primary Author Yang, Yuan Primary Author Yang, Bingkun Primary Author Huang, Wenli Primary Author H. Ibrahim, Mansor Primary Author Selvanathan, Eliyathamby A Primary Author Selvanathan, Saroja Primary Author Sharma, Susan Sunila Primary Author Rath, Badri Narayan Primary Author Hermawan, Danny Primary Author Azis, Iwan Jaya Primary Author mixed material 14108046 Indonesia Bank indonesia 2019 Gafoor, A.L.M. Abdul Additional Author mixed material 9830651053 Kuala Lumpur Pustaka Hayathi 2000 Gafoor, A.L.M Additional Author mixed material 9830650405 Kuala Lumpur A.S. Noordeen 1996